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Independent & Fully Licensed

30+ A+ rated carriers. One broker working for you.

Josh Gerber isn't tied to a single insurance company. He's contracted with more than 30 top-rated carriers, so your coverage is shopped across the market, and backed by some of the strongest, most reliable names in the industry.

Why "A+ Rated" Matters

Strength you can count on when it counts most.

An insurance policy is only as good as the company standing behind it. "A+ rated" refers to the financial-strength ratings issued by independent agencies like AM Best, a signal that a carrier has the stability and reserves to pay claims decades from now.

By working exclusively with highly rated carriers, Josh helps ensure that the protection you buy today will actually be there for your family when they need it.

Talk Through Your Options
30+A+ rated carriers contracted
7States licensed for life & health
100+Coverage products & strategies
100%Independent & client-first

Core Contracted Carriers

A sample of the companies Josh represents.

These are among the core carriers in Josh's portfolio. With 30+ total contracts, he can match your health profile and goals to the carrier most likely to say yes, at the best rate.

Life & MoreTransamericatransamerica.com →
Fraternal LifeForesters Financialforesters.com →
LifeUnited Home Life & United Farm Familyunitedhomelife.com →
LifeAmericoamerico.com →
Life & HealthMutual of Omahamutualofomaha.com →
LifeAmerican Amicableamericanamicable.com →
Life Since 1907SBLIsbli.com →
FinancialCorebridge Financialcorebridgefinancial.com →
LifeBanner (Legal & General)bannerlife.com →
Annuities & LifeF&G Annuities & Lifefglife.com →

+ 20 more A+ rated carriers across life, final expense, IUL & annuities

Licensing & Credentials

Licensed for life & health in seven states.

Josh maintains active resident and non-resident licenses across the Mid-Atlantic and beyond. His National Producer Number (NPN) can be verified through the National Insurance Producer Registry at NIPR.com.

StateLicense NumberLines
Maryland3003833550Life & Health
Tennessee3003881368Life & Health
FloridaG282784Life & Health
Virginia1566498Life & Health
Texas3439833Life & Health
Pennsylvania1308011Life & Health
California1308011Life & Health

National Producer Number (NPN): 21716722  ·  Verify at NIPR.com

Let's find the carrier that's right for you.

Josh will match your needs and health profile to the best-fit company, free of charge.

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