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Independent & Fully Licensed
30+ A+ rated carriers. One broker working for you.
Josh Gerber isn't tied to a single insurance company. He's contracted with more than 30 top-rated carriers, so your coverage is shopped across the market, and backed by some of the strongest, most reliable names in the industry.
Why "A+ Rated" Matters
Strength you can count on when it counts most.
An insurance policy is only as good as the company standing behind it. "A+ rated" refers to the financial-strength ratings issued by independent agencies like AM Best, a signal that a carrier has the stability and reserves to pay claims decades from now.
By working exclusively with highly rated carriers, Josh helps ensure that the protection you buy today will actually be there for your family when they need it.
Talk Through Your OptionsCore Contracted Carriers
A sample of the companies Josh represents.
These are among the core carriers in Josh's portfolio. With 30+ total contracts, he can match your health profile and goals to the carrier most likely to say yes, at the best rate.
+ 20 more A+ rated carriers across life, final expense, IUL & annuities
Licensing & Credentials
Licensed for life & health in seven states.
Josh maintains active resident and non-resident licenses across the Mid-Atlantic and beyond. His National Producer Number (NPN) can be verified through the National Insurance Producer Registry at NIPR.com.
| State | License Number | Lines |
|---|---|---|
| Maryland | 3003833550 | Life & Health |
| Tennessee | 3003881368 | Life & Health |
| Florida | G282784 | Life & Health |
| Virginia | 1566498 | Life & Health |
| Texas | 3439833 | Life & Health |
| Pennsylvania | 1308011 | Life & Health |
| California | 1308011 | Life & Health |
National Producer Number (NPN): 21716722 · Verify at NIPR.com
Let's find the carrier that's right for you.
Josh will match your needs and health profile to the best-fit company, free of charge.