Mortgage Protection
Make sure the place your family calls home stays theirs, even if your income disappears overnight.
Learn more →Protecting what matters most to your family, home, and future.
Josh Gerber is an independent life insurance broker contracted with 30+ A+ rated carriers, matching families with mortgage protection, final expense, life insurance, and retirement solutions built around their actual life, not a one-size-fits-all policy.
30+Contracted A+ carriers
100+Coverage products & strategies
100%Independent, you, not one carrier, come first
Coverage Solutions
One conversation. Every option on the table.
Because Josh isn't captive to a single carrier, he can shop your situation across 30+ A+ rated companies and build a plan around your budget, health, and goals, not a sales quota.
Term, Whole Life & Final Expense
Straightforward protection for a set term or for life, plus simple final expense coverage so end-of-life costs never fall on your loved ones.
Learn more →Child Smart Starts
Strategies designed to help with college, investments, and future cash growth, giving your kids a strong financial head start.
Learn more →Indexed Universal Life
Flexible, permanent coverage with growth potential tied to market indexes, protected from the downside.
Learn more →Debt-Free Life Programs
Strategies designed to help you pay down debt faster while keeping your family protected along the way.
Learn more →Annuities
Turn savings into a guaranteed stream of income so retirement doesn't depend on market timing.
Learn more →
★ Now building agents nationwide · 100% remote
Build a career that changes everything, without missing what matters.
The Gerber Agency helps everyday people build a career selling life insurance from home. Follow the blueprint Josh built, and earning six figures in your first year is genuinely on the table.
Why Families Work With Josh
22 years of building people up, now applied to protecting them.
Before insurance, Josh spent 22 years in health and fitness, most recently as a Chief Marketing Officer and fitness leader, developing teams and building communities where people could thrive. Today that same coaching mindset shows up in how he explains coverage: in plain language, with your goals leading the conversation, not the commission.
- Collegiate athlete, now official. A UMBC Lacrosse alumnus who played and now officiates at the high school and collegiate level, leadership under pressure isn't new to him.
- Independent broker. Contracted with 30+ A+ rated carriers so the recommendation fits you, not a quota.
- Dad. Raising his 11-year-old daughter, a competitive ballet dancer, keeps the "why" behind every policy personal.
How It Works
From first call to coverage in place, usually same day.
01
Quick Conversation
A short call or form to understand your health, budget, and what you're protecting.
02
Custom Comparison
Josh shops your profile across 30+ carriers and brings back real, side-by-side options.
03
Plain-Language Review
No jargon. You'll understand exactly what you're buying and why it fits.
04
Apply & Get Covered
All policies are applied for electronically, most instant or accelerated issued with no medical exams required.
What Clients Say
Real families, real peace of mind.
"Josh walked us through mortgage protection in plain English and found us a rate we didn't think was possible."
"We finally have final expense coverage for my parents. Josh made a hard conversation easy."
"He shopped multiple carriers for us instead of pushing one product. That's rare in this industry."
Let's build a plan that protects the people you love.
No obligation. No pressure. Just honest options from 30+ A+ rated carriers.